(Cover image credit: Thiều Hoàng Phước, Pexels) 

Welcome to today’s topic: Financial Freedom and Lifestyle – Improve Your Independence.

Whenever I think about freedom, I would think of a lifestyle where I can do anything without worrying about money or any limitations because of money.

It sounds really good. However, looking closer… it actually takes a lot of hard work to achieve it before you enjoy this kind of freedom – unless you were born really really rich.

But let’s assume that you are one of the millions and millions of people who are struggling with their journey to financial freedom. Whether it’s building a traditional business or an online business empire, you definitely need a lot of confidence to take action.

The truth is – Financial freedom is everyone’s dream. But not everyone is doing what it takes to achieve it, probably because of a lack of information or guide on how to do it.

Do you know that you can achieve financial freedom even without a million bucks in your account?  Yes, there are actually a lot of people around the world who enjoy this kind of freedom. It’s just a matter of your own preferences.

Do you ever wonder why a lot of highly educated people, who have college degrees ending up being financially poor? And yet, you can also find self-made millionaires who are dropped out of college.

WHY? Probably because of a lack of financial education or their mindset doesn’t just fit on their chosen lifestyle.

Frankly speaking, your financial freedom and lifestyle play an important role in the comfort of living your life. Because your lifestyle can either make or break you if you are not aware of your personal finances.

As a simplified definition, financial freedom is the freedom from worrying about money. While your lifestyle is the way of living your life.

That being said, you honestly don’t need a million bucks to experience financial freedom. You can take for example a minimalist lifestyle, wherein people live below the means as much as possible.

Don’t worry you don’t have to be a minimalist either. You can still achieve financial freedom while living the life you are used to – but just without worrying of running out of money.

Here are the major things that you need to check if you desire to achieve financial freedom through your lifestyle and improve your financial independence.

Click Below And See The Hidden Secret Of Thousands Of Successful Online Entrepreneurs.

Financial Freedom and Lifestyle – Improve your Independence

Spending Habits Versus Your income

Your lifestyle often reflects on your spending habit.

To achieve financial freedom, you need to realize that you have to live below your means. Meaning the amount of money you spend should not exceed the amount of money you earn. As simple as that.

Well, what are the things you need to optimize here? Where to start in order to achieve your financial freedom through better spending habits?

  1. Look at your bank accounts – track down how much you earn and spend, let say per month.
  2. Make a budget out of your spendings (expenses) per month.
  3. Adjust your spending to make sure that you don’t exceed your income.
  4. Make sure there will be some amount of money left for investments.

Housing Choice

Your housing choice plays a big role in your financial freedom and lifestyle. Normally, the housing mortgage occupies the biggest part of your budget.

So choose a comfortable home that will not lead you to burden by paying mortgages every month.

Owning a house, of course, requires more expenses aside from mortgages. These expenses vary depending on which state or country you live in. This includes taxes, insurance, renovation, maintenance, and so on.


  1. You don’t need a big house to call your home.
  2. You don’t need a huge house to live comfortably.

The choice is yours.

Transportation Means

Well, your transportation means are very important. Whether you need a car or a bicycle every day, this will have an impact on your household finances.


If you need a car to go to work, consider buying a second-hand car. Choose a 3-5 years old car.

The value of a car depreciates for up to 60% within the first 3 years. That means when you buy a brand new car, you probably are paying an unnecessary huge premium.

So, if you buy a second-hand car (3-5 years old), you can make a pretty good deal of getting a car with a good condition at a reasonable lower price – around 50-60% off the price compared to the brand new car.


  1. You don’t need luxury and expensive cars to meet your transportation need.
  2. Consider working near your home, and use a bicycle.
  3. Consider working from home to minimize your transportation expenditures.

Financial Freedom – Your Source Of Income

This is the most exciting part. Your financial freedom and lifestyle depend on your source of income. We all know that.

So, you need to consider creating multiple sources of income-preferably passive income. If you hate your day job today, you need to start now, so you can eventually be free yourself from it.

Here are some kinds of passive investments that can create multiple sources of income.

  1. Investment in the stock market and mutual funds.
  2. Real estate investment and rental business
  3. Crowdfunding investments
  4. Passive online business – like writing an ebook.
  5. Affiliate marketing

Today, earning passive income online has made thousands of people around the world wealthy. And what’s great about online business is that you don’t need a huge financial investment to start creating passive income.

Click Below And See The Hidden Secret Of Thousands Of Successful Online Entrepreneurs.

Financial Freedom is a choice

Every day, you make small and big decisions that are constantly influencing your lifestyle. Your financial freedom will never be achieved unless you take charge and in control of your personal finances and lifestyle.

I know this is easier being said than done. Achieving financial freedom is a lifetime engagement in everyday life. It requires endurance, perseverance, self-discipline, motivation, and determination.

Above all, never forget to dedicate any success to the Almighty as He is the source of everything. Keep the faith and the blessings of abundances will shower you.

Business Opportunity 

Today, I love working for my own business from home. This type of business has made many people a huge fortune. While some are earning around $10,000/month and this is what I’m doing. What’s this business? It’s a simple Affiliate Marketing!

There many reasons why you should use this concept to earn a full-time income from home. And these were my reasons when I started with this business.

  • I can sell any product I want on the internet
  • Unlimited earning potential
  • No face-to-face or direct selling
  • No face-to-face rejection
  • No networking
  • No recruitment
  • No inventory
  • No administrative work
  • Very low investment
  • I can work entire just with my laptop and internet.
  • I am my own boss.
  • Scam protected
  • I can earn Passive Income online!

So, if you don’t like product demonstration or presentation, public speaking and certainly not a fan of recruiting your families and friends just to earn, then this is the best business for you.

However, I know this business is not for everybody and there are some other opportunities rather affiliate marketing and blogging. So, I have created a list of the proven ways to earn money online for you if you happen to be looking for something else like quick cash and jobs from home.

Start your affiliate marketing business now.
Earn while learn and build your passive income online.

I’m looking forward to seeing you and guiding you in this awesome community. See you on the other side.

If you need help or if you have any questions, just comment below and I will be happy to help you to the best I can. Good luck and God bless.



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